Whether you need a long term loan, line of credit or want to simply refinance your current debt, we have a better solution
TERM LOANS - UNSECURED
5 - 10 year term loans with monthly payment options, no prepay penalties
Leverage equity in personal or commercial realty, 2 - 4 year terms with monthly payments
LINE OF CREDIT - REVOLVING
6 - 18 month terms, rates as low as 6%, weekly and monthly payment options, low draw fees
4 - 24 month terms, daily or weekly payback, flexible underwriting, funding in as little as 24 hours
Lease, purchase or refinance programs, approvals in as little as 24 hours
Get cash upfront, lower your current daily payments by 25%-45%, pay off 100% of debt
We've come a long way since financial crisis in 2008. Unemployment is down, consumer confidence is up and banks are starting to lend again... Well, that is of course on the consumer side, not the commercial side.
We are the alternative to the bank for small businesses and we are flexible.
Navigating the business financing world is usually time consuming and, many times, confusing. What options does your business really qualify for? Where do you get the best options? Why can’t you get funding from the bank? Instead of taking the process on yourself, you should consider finding a partner company that has your best interests in mind. The right partner will try to steer you away from only shorter-term and higher-rate products, and direct you towards a combination of better term options that will allow you to achieve your goals.
We focus on 4 main types of financing:
6 – 18 month LOC (Simple Interest)
5 – 10 year Term Loans
2 – 4 year Collateralized Loans
6 – 18 month Unsecured Loans
In many cases, we work on a dollar-cost averaging type of philosophy. We start by getting our clients the best terms (longer and less expensive) and then work down from there.
Our competition works the other way around, from the bottom up. Why do they do this? Because they make more money at the bottom.
Our mission is simple: to move you away from shorter-term funding and into a more sustainable funding solution. Every day we are finding ways to creatively finance our customers in ways they never thought possible.